Pradhan Mantri Mudra Bank Yojana Me Loan Kaise Prapt Kare

How To Apply
Pradhan Mantri
Mudra Bank Yojana

Business kitna bhi small ho lekin shuru y karne ke liye loan ki jarurat padhti hi hai. Isliye medium or small business ko dhyan me rakhte huey Indian Government ne April 2015 me Pradhan mantri Mudra Bank Yojana ki shuruwat ki hai.

Government ka ye bahut hi taarif karne laayak steps hai jo small business ko future me bahut badhawa dega. Kyonki business planning ke baad sabse badhi jarurat hoti hai funds ki, yehi wajah hoti hai ki maximum plan early stage se aage nahi badh paate hain kyonki paise ka intezaam nahi ho paata hai.

But ab agar aapke pass business plan karne ka idea hai toh aap pradhan mantri mudra bank yojana me loan lekar business setup kar sakte hain. Agar aap soch rahe hain ki generally Bank toh pehle se hi loan ke liye available hain toh fir mudra bank ka kya benefit hai.

Isliye me aapko batana chahta hun ki kisi National ya Private bank se loan lena aasan nahi hota hai. Documents se lekar other formalities itni hard hoti hai or upar se guarantee bhi dena padhti hai, isliye normally bank se loan lena itna aasan nahi hota hai. Aapme se kai reader is situation se guzar bhi chuke honge.

Mudra Bank Yojana
Ke Fayde

Iska sabse badha fayda yehi hai ki agar aap pradhan mantri mudra bank yojna me loan ke liye apply karte hain toh aapko kisi tarha ki guarantee nahi dena padhti hai.

Loan lene ke liye jo charge lagte hain jaise file charge or processing charge woh nahi dena padhte hai.

Aap loan duration ko badhakar jyaada kar sakte hain. By chance aisa hota hai ki business set hone me time lagta hai jisse loan pay karne me pareshani aati hai isliye aap repayment period ko badha sakte hain.

Pradhan mantri mudra bank yojana me Interest rate 12% ke aas paas hota hai.

Mudra Loan Eligibility

Pradhan Mantri Mudra Bank
Laon Kis Ko
Mil Sakta Hai

Koi bhi Indian person jo apna new business start karna chahte hain ya apne running business ko or badhana chahte hain woh is yojna me 10 lakh rupay tak loan ley sakte hain. But ye point dhyaan rakhe ki pradhan mantri mudra loan only business ke liye diya jaata hai isliye aap agriculture ke liye iska use nahi kar sakte ho.

Is yojna me jarurat ke hisaab se loan ke liye 3 plan hai jisme aap select kar sakte hain.
1. Shishu Loan
Isme 50,000 Rs. tak ka loan mil sakta hai.
2. Kishore Loan
Is category me 50,000 se lekar 5,00,000 tak ka loan milta hai.
3. Tarun Loan
Is plan me 5,00,000 se lekar 10,00,000 tak ka loan ley sakte hain.

Aapke business budget ko dekhte huey aap plan select kar sakte ho.

Mudra Bank Loan
Ke Liye Kaise
Apply Kare

1. Documents

Apply karne ke liye bank jaane se pehle hame apne documents ready karna honge. Documents loan category ke according jyaada ya kam ho sakte hain. Jaise agar aap shishu loan ke liye apply karenge tab aapko income tax return ki jarurat nahi padhegi.

  • Main documents me aapko Id Proof or Address Proof ki jarurat padhegi jiske liye aap:-
    Aadhar card, Voter card
    Pan card, Passport
    Driving license laga sakte hain.

Last six month ka bank account statement lagana hoga. Yaani ki aapka bank account jaruri hai jiska statement aap apne bank se charge dekar ley sakte hain.

Project report banana hogi jisme shuru hone business ki full detail hogi ki aap konsa business start karna chahte hain or iske liye kitni capital ki aapko jarurat padhegi. Ye aap aasani se kisi online or offline work related shop par jaakar banwa sakte hain.

Iske alawa agar aap aapka loan amount five lakh ke aas pass hai toh fir aapko income tax return file bhi lagana padhegi.

And last passpot photo jarur ready rakhe.

2. Application Form

Ab hame application form fill up karna hai. Application Form aap bank se prapt kar sakte hain ya fir online download kar sakte hain.
Application Form download karne ke liye click kare

3. Bank
Jab documents ready ho tab hame mudra bank loan branch se contact karna hai. Koshish kare ki pehle apne karib ki branch se contact kare or interest or formalities pata kare. Jis bhi bank me aap chahte hain wahan par contact karke application or documents submit.
Aap pradhan mantri mudra yojna me loan ke liye kis bank se contact kar sakte hain janne ke liye click kare.

4. Processing
Application Form submit hone ke baad bank aapke form ko process karti hai. Iske liye aapko kuchh time wait karna padhega or agar bank aapse or documents submit karne ko kahe toh aap woh bhi bank jaakar submit kare.

Jaise hi aapka loan approved hota hai loan amount bank account me submit kar diya jaata hai. But agar aapne application form me ya submit documents me koi galti ki hai toh aapki application reject ho jaati hai. Isliye carefully sabhi documents ko examines karke hi submit kare.

Friends mudra loan yojna me agar aapko loan se related koi bhi problem ho toh aap mudra yojna ki website http://www.mudra.org.in/ par contact kar sakte hain.

Ya fir pradhan mantri mudra bank loan yojana helpline free number 1800 180 1111, 1800 11 0001 par contact kar sakte ho.

Ham sabhi chahte hain ki ham ek achha business shurukar sake lekin paise ki wajah se ham kadam nahi badha paate hain but dont worry pradhan mantri mudra bank loan yojna se related ye post jarur aapki help karegi.

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